Topstep,
from its own terms

The rules

Trading Combine

Profit split, fee, trading permissions

Payout rules

First payout requires 5 winning days of $150+ Net P&L (XFA Standard) — winning days, not calendar days. Per-cycle cap: 50% of balance up to $2k ($50K) / $3k ($100K) / $5k ($150K).

Denial clauses

The published grounds on which this firm can refuse or void a payout, quoted verbatim from its own terms. Where the firm advertises “no denials” and publishes refusal grounds elsewhere, both are noted.

Consistency rule (best day)

“Your best single day should stay below 50% of your Profit Target to avoid increasing your Consistency Target.” Best-day above 50% does not fail the Combine but raises the consistency target.

Source: firm’s terms

Daily Loss Limit breach

Hitting the Daily Loss Limit (e.g. $1,000 on a $50K Combine) pauses trading for the day; the account survives. Repeated or funded-stage breaches can end the account.

Source: firm’s terms

Maximum Loss Limit breach

The Maximum Loss Limit is trailing on end-of-day balance, monitored in real time including unrealised P&L. If hit, the account is liquidated immediately. “Maximum Loss Limits cannot be adjusted or changed on your account. Topstep does not make exceptions.”

Source: firm’s terms

upme vs Topstep

Where they differ and where we can’t compare. upme’s figures are from its published rulebook v1.2. Topstep’s figures are from its own terms, accessed 2026-08-02. Where Topstep has not published a number, the row reads “not published” and no comparison is drawn — a missing number is not a worse number.

Sources

Every number on this page is drawn from one of the documents below; a figure that cannot be traced to one does not belong here. Corrections: hello@upme.com.

1. Topstep — The Prop (pricing, profit targets, daily loss, split) — accessed 2026-08-02
2. Topstep Help — Trading Combine parameters — accessed 2026-08-02
3. Topstep Help — Maximum Loss Limit — accessed 2026-08-02
4. Topstep Help — Payout policy — accessed 2026-08-02